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New Mexico Physician Loan Program
Tailored home financing for medical professionals in the Land of Enchantment.
Who’s Eligible
Designed for M.D., D.O., D.D.S., D.M.D., residents and 1099 doctors. We qualify you even with just an employment contract or projected income.
Up to 100% Financing
Enjoy zero down payment and no mortgage insurance (PMI) on loans up to $1,000,000 with a 720+ FICO score.
High Loan Limits
Borrow up to $2.5 million for your dream home with flexible loan-to-value (LTV) options tailored to physicians.
Flexible Loan Options
Choose the path that fits your financial goals with fixed-rate or adjustable-rate mortgage (ARM) terms and competitive pricing.
Purchase or Refinance
Whether buying a new home or looking for a rate & term refinance, you can use this program even before receiving your first paycheck.
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